Devanand Samaddar-Author Life and Finance Coach

September 12, 2023

Decoding Dividend Tax Rates: A Comprehensive Guide for Savvy Investors

Discover the ins and outs of dividend tax rates and how they can impact your investment returns. This informative article explores the difference between qualified and non-qualified dividends, the significance of holding periods, and the influence of state and local taxes. Enhance your financial knowledge and make informed decisions about your dividend income. As an […]

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Financial Literacy: Everything You Need To Know!

Discover the essential components of financial literacy and gain the knowledge and confidence to make informed financial decisions. Learn budgeting, saving, investing, debt management, and retirement planning to secure your financial future. In today’s complex financial landscape, possessing strong financial literacy skills is vital for making informed decisions and achieving financial well-being. Whether you’re a

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Taxes 101: What You Should Know

A comprehensive beginner’s guide to taxes, covering essential concepts, types of taxes, filing deadlines, deductions and credits, the importance of recordkeeping, and the benefits of hiring tax professionals. Taxes are an integral part of our financial lives, shaping the economy and funding essential public services. However, understanding the world of taxes can be overwhelming, especially

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The Importance of Debt-to-Income Ratio: A Guide to Financial Well-being

Discover why your debt-to-income ratio (DTI) matters and how it impacts your financial health. Learn how to manage your DTI effectively and make informed financial decisions for a secure future. In today’s fast-paced world, managing personal finances effectively is crucial. One key aspect of financial well-being is understanding and monitoring your debt-to-income ratio (DTI). Whether

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The Ultimate Guide to Finance Courses and Degrees: Paid and Unpaid Options for Financial Success

Discover the top finance courses and degrees to boost your career in the financial industry. This comprehensive guide explores the best paid and unpaid options, helping you make informed decisions about your financial education. In today’s rapidly changing financial landscape, staying ahead of the competition is essential for personal and professional growth. Whether you’re a

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Unveiling the Power of Liquid Mutual Funds: How They Work and Their Features, Benefits and Limitations

Discover the internal functions of Liquid shared assets and how they can help financial backers. Find out about their highlights, benefits, and constraints to go with informed venture choices. Investigate this extensive aide on Liquid assets to open their true capacity. Introduction: Liquid shared reserves have acquired prominence among financial backers looking for transient venture

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